The Premium Advisory Service Investment Process Understanding Your Needs You are able to meet, at any time, with your Investment Advisor to discuss your investments Together we will develop a thorough understanding and appreciation of your requirements Formulating an Investment Strategy We will assist you to organise and determine an investment strategy We will discuss and review your strategy on an ongoing basis We will provide you with specific written and verbal advice Implementing Your Instructions We will discuss our advice with you and assist with investment decisions We will undertake transactions on your behalf in accordance with your instructions Communications and Review You will receive quarterly and end of year reports, including written reviews and advice for your consideration Your Investment Advisor will be available to talk with you about your investments as required We will contact you at any time as advantageous opportunities arise Cash Management and Investment Income  Included within your Premium Advisory Service account is a Forsyth Barr Cash Management facility. This receives all interest and dividend income, sale proceeds or investment maturities, for distribution to yourself or reinvestment. This provides you with a complete cash management service for you to: Deposit or withdraw sums Receive a regular income or have interest and dividends paid to you Invest in other currencies Settle the purchase of new investments Who uses the Premium Advisory Service? Find out if this service is suitable for your needs.  Find out more about our reporting, administration and safe custody. What are the charges? Find out about our competitive fees. Download a Premium Advisory Service brochure. Taking the next step  You deserve to receive the best advice in relation to your investments.  You should be confident that you are making sound decisions about your investment portfolio so that it is working effectively for you now and in the future.  By taking care of the administration and paperwork, and providing quality investment advice, we enable you to concentrate on what really matters – considering and making good investment decisions.  We aim to make this whole process simple for you.  Contact us: We invite you to take the next step towards more successful investing – call us to discuss the Premium Advisory Service.  “Our future is about your future. A long and proud history stands behind us. Our commitment is to continue to provide the highest levels of service for all our clients”.  Disclosure statements for Forsyth Barr Limited and its Investment Advisors are available on request and free of charge.