Investment scenarios

Some examples of our core services and the type of person that may suit each of these services. These examples aim to help you decide which of our engagement models best works for you.

Contact us for guidance on what services would best suit you.

Call us on 0800 367 227 to get started

Buy or sell shares or fixed interest...

I have always been interested in shares and like to do my own research but also want the ability to talk with someone about the markets and specific securities.  I still want to make my own decisions but find it useful to get a second opinion.  I don’t need the advice to be specific to my own circumstances as I like to make that assessment myself so Forsyth Barr’s Investment Transaction Service is ideal.  I get the chance to talk with my advisor, get selected research from them and they will take care of the transactions for me.  I find this a very efficient way to manage my investments.  I understand the risks and rewards, I just want someone to work with me and provide some market insights.

Receive advice on my investments...

I used to make my investment decisions myself but I found I was getting caught up in whatever was the investment event of the day, which meant I wasn’t always thinking about how a particular investment may be appropriate for my own circumstances.  Working with my Forsyth Barr investment advisor has given me access not just to general market and investment research, but also to advice that takes my objectives and circumstances into account.  Once I had provided them with some information about my goals and needs, Forsyth Barr were able to recommend their Investment Advisory Service as the way to go.  I still make the final investment decisions but I do it with a professional partner who understands me and what I am looking for.  I know that, at the time of every transaction, my advisor will consider my personal circumstances and I get great comfort from that.  Once we decide what to do, the transactions themselves are handled very efficiently in a cost effective manner.  

Receive advice with the paperwork sorted...

I have worked hard to get to a position where I now have a good amount of money to invest.  I understand how the markets work and I want to be involved in the investment decisions but I don’t want to have to worry about all the paperwork, keeping track of interest and dividends for my tax return and all those other administration hassles.  I also want to have an investment portfolio with a good spread of different types of investments.  I don’t mind taking some risk but I don’t want all my eggs in one basket.  Forsyth Barr’s Premium Advisory Service achieves all of that for me – and more.  It was great to have the opportunity to explain my circumstances, goals and objectives to my Investment Advisor whom I trust and I know will look after me.  They gave me a written proposal and we both agreed on how we would invest.  They look after all the paperwork, I get a written report every three months and, at the end of the year, I receive an income and performance report which saves me so much time and money with my tax return.  I can also ring my advisor whenever I need to and they keep in regular contact with me as well.  I am often asked to their client presentations and being a premium client also helps me to get access to new investment opportunities whenever there is a new share or fixed interest offer. I pay a reasonable fee for the management of my portfolio and this service, which in my case is tax deductible.  So I find the overall package is just what I was looking for.

Have my investments managed for me...

I am recently retired and have built up a nice nest egg over my working life.  I am now at a stage where I don’t want to be actively involved in my investments and would prefer someone to do that for me.  Forsyth Barr’s Private Portfolio Management service is right for me. After an initial discussion, my Investment Advisor was able to prepare a proposal specific to my needs.  We discussed my objectives and attitude to risk and, from that, we agreed the type of portfolio best suited to me.  We also agreed certain parameters so I knew, for example, that no more than 10% of my portfolio would be invested in property and I also wanted to keep a minimum of 5% in cash in case something unexpected came up.  I leave them to make the individual investment decisions and to run the portfolio for me within those parameters.  I still know exactly what is going on through the quarterly reports I am sent and I have access to my advisor whenever needed.  They also keep in good contact with me and, as a premium client I am often invited to presentations and functions.  My advisor accesses new investment opportunities on my behalf.  At the end of the year I receive a full income and performance report which makes life so much easier when it comes to my tax return.  I pay a reasonable fee for the management of my portfolio and this service, which in my case is tax deductible. I am very happy with the partnership I have with my Forsyth Barr advisor.  We agree the big picture and I let them get on with managing my investments within that.

If you're new to investing or just have a question please call us: 0800 367 227